Posts tagged with 'insurance'
Weekly Pulse: End-of-Life Counseling Returns, But Death Panels Still Nonsense
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by Lindsay Beyerstein, Media Consortium blogger
A proposed program to cover counseling sessions for seniors on end-of-life care has risen from the ashes of health care reform and found a new life in Medicare regulations, Jason Hancock of the American Independent reports.
In August, former Alaska governor Sarah Palin started a rumor via her Facebook page that the the Obama administration was backing “death panels” that would vote on whether the elderly and infirm had a right to live. In reality, the goal was to have Medicare reimburse doctors for teaching patients how to set up their own advance directives that reflect their wishes on end-of-life care.
Patients can use their advance directives to stipulate their wishes for treatment in the event that they are too sick to make decisions for themselves. They can also use those directives to demand the most aggressive lifesaving interventions. (more…)
Weekly Audit: Grandparents Take on the Recession
By Lindsay Beyerstein, Media Consortium blogger
Raising kids is never easy, but a recession only makes the job tougher. As more parents struggle to make ends meet, an increasing number of grandparents are stepping in to fill the void. One out of 10 U.S. kids lives with a grandparent, according to new research released by the Pew Charitable Trust, Katti Gray reports for ColorLines. About 40% of these children are being raised primarily by their grandparent(s).
Dawn Humphrey, a 51-year-old grandmother who is raising her 4-year-old grandson, describes her new role as challenging but deeply rewarding. Humphrey and her partner are making the best of a bad situation. Humphrey herself was laid off and her unemployment benefits ran out 3 weeks ago:
“Our situation would be ideal if I had a job,” Avion’s grandmother said. “We’re not materialistic people but this boy has needs. He looks to us for comfort and for love, when he’s hurt and needs help going to the bathroom. Just hearing him calling be ‘Grandma,’ I don’t know how to explain it. It’s just pure joy.”
Humphrey’s partner, Vernon Isaac, agrees:
“Yes, but, wow, grandparents like us could use some help.This recession, with things as tough as they are … I would love to give him the things I never got. But what I do give him is love. And that’s the most important thing.”
The magical thinking in free market ideology
When it comes to fingering culprits behind our economy’s current malaise, one could do worse than note just how poisonous so-called “free-market” ideology has been. That’s the diagnosis of financier Yves Smith, author of ECONned: How Unenlightened Self Interest Undermined Democracy and Corrupted Capitalism, who recently spoke to the Real News Network.
Smith argues that magical thinking about markets has wrecked the United States’ economy. The old view was that the economy needed to be managed so that businesses could thrive. The new dogma is that “free markets are good” and therefore whatever happens as a result of “market processes” must be better than what would have happened if the government had intervened. By definition, everything that happens in a market is the result of market processes. So, all is for the best in the best of all possible worlds! (It’s all fun and games until somebody needs a bailout.)
As Smith says:
[W]e then went to a model where everything that–anything that came out of, quote, “free markets”, even though free markets is–conveniently means something different, depending what context it’s in. But we have this kind of nebulous, flexible, free markets concept. But the idea is that anything that happens out of market activity is deemed to be virtuous, so if we go to less regulation, which–corporate interests took this free markets mantra and used it to justify deregulation–if we as a result of deregulated activity suddenly have a big trade deficit, well, we shouldn’t worry: that’s really the result of free markets, and somehow it will correct [itself].
Geico Gecko and Flo
What does it say about our economy that two of the most recognizable fictional characters on TV are insurance company mascots? For David Sirota of In These Times, the GEICO Gecko and Flo from Progressive Auto Insurance are chipper harbingers of economic death.
For Sirota, these ads epitomize everything that’s wrong with contemporary capitalism: Drivers are legally obliged to buy auto insurance. Instead of innovating or providing better service, GEICO and Progressive spend millions of dollars to poach each other’s customers with catchy TV ads.
Who can afford to retire?
There has been a lot of talk lately about the prospect of raising the retirement age from 65 to 69 to shore up Social Security. This proposed change has been vehemently opposed by progressives. Why raise the retirement age when we could just as easily raise the payroll tax ceiling? In Ms. Magazine former Harvard sociology professor Mariko Lin Chang argues that the inequalities of raising the retirement age pale beside the inequities that are already built into the system because of preexisting income differences.
The lower your wages, the longer you have to work to retire at a given level of Social Security benefits. The average American works for 40 years to collect full Social Security benefits. However, the average female worker earns only 77 cents per dollar earned by the average male. So, the average woman already has to work for 50 years to retire with the benefits the average man earns after 40 years.
Similar statistics apply to workers of color, who earn less on average than white workers.
Defending the official retirement age of 65 is a worthy endeavor, but we shouldn’t forget that the official criteria already obscure the brutal financial realities facing large segments of the workforce.
Southern anti-poverty programs at risk
Big Republican gains in state legislatures in the deep south may put poverty programs in jeopardy, Monica Potts of The American Prospect reports. In the midterm elections, Republicans took control of state legislatures in North Carolina and Alabama for the first time in a century. The GOP swept to power on a tide of anti-tax, anti-government spending sentiment. According to Potts:
Anti-poverty programs are among the most vulnerable because states have flexibility over how they spend federal money they receive for Temporary Assistance for Needy Families and food stamps. Rules for TANF, the program once known as welfare, require states to maintain a certain level of spending to keep their block grants, but how and on what they spend the money is largely up to them.
States are ordering off a menu of programs, for which they must provide matching funds if they choose to participate. Chris Kromm of the Institute for Southern Studies predicts that states will try to save money by cutting programs like prescription drug and dental care for the poor, rather than come up with their share of matching funds.
This post features links to the best independent, progressive reporting about the economy by members of The Media Consortium. It is free to reprint. Visit the Audit for a complete list of articles on economic issues, or follow us on Twitter. And for the best progressive reporting on critical economy, environment, health care and immigration issues, check out The Mulch, The Pulse and The Diaspora. This is a project of The Media Consortium, a network of leading independent media outlets.
Weekly Pulse: Judge Rules Against Health Reform, Takes Cash from Opponents
by Lindsay Beyerstein, Media Consortium blogger
The Virginia federal judge who ruled against a key component of health care reform on Monday has ties to a Republican consulting firm. Judge Henry Hudson is a co-owner of Campaign Solutions, as Amy Goodman of Democracy Now! reports.
Hudson, a President George W. Bush appointee, has earned as much as $108,000 in royalties from Campaign Solutions since 2003. A cached version of the firm’s client roster lists such vocal opponents of health reform as Sens. Mitch McConnell (R-KY), Jim DeMint (R-SC), and Olympia Snowe (R-ME), Rep. Todd Tiahrt (R-KS), the Republican National Committee and the American Medical Association.
In November, Collins and Snowe joined McConnell in signing an amicus brief to challenge the constitutionality of health care reform in a separate suit in Florida. Campaign finance records show that Campaign Solutions has also worked for Virginia Attorney General Ken Cuccinelli, who is spearheading the lawsuit. Tiahrt added an amicus brief to Cuccinelli’s lawsuit. (more…)
Weekly Audit: Curbing the Deficit, Cat Food, and You
by Lindsay Beyerstein, Media Consortium blogger
The deficit commission released its much anticipated list of helpful money-saving tips for the federal government last week. These tips include tax cuts for the rich, reducing unnecessary printing costs, and cutting the jobs of federal contractors.
The recommendations are more like a menu than a program. As Mark Schmitt of The American Prospect notes, there’s no coherent vision, just a list of possible tax increases and program cuts with projected savings attached.
The commission was dubbed the Cat Food Commission by critics who see the project as an attempt by the Obama administration to provide political cover to gut Social Security, thereby forcing the elderly to subsist on cat food.
Officially, the commission is charged with making suggestions to balance the budget by 2015. Kevin Drum of Mother Jones is surprised at the hype the presentation has attracted, considering that it’s not a piece of legislation, or even proposed legislation, or even the actual report by the deficit commission, but rather a draft presentation by “two guys in a room” (co-chairs former Sen. Alan Simpson (R-WY) and Erskine Bowles). (more…)
Weekly Pulse: What Do GOP Gains Mean for Health Care? Abortion Rights?
by Lindsay Beyerstein, Media Consortium blogger
The Republicans gained ground in last night’s midterm elections, recapturing the House and gaining seats in the Senate. The future House Majority Speaker John Boehner (R-OH) wasted no time in affirming that the GOP will try to repeal health care reform.
A full-scale repeal is unlikely in the next two years because the Democrats have retained control of the White House and the Senate. However, Republicans are already making noises about shutting down the government to force the issue. The House controls the nation’s purse strings, which confers significant leverage if the majority is willing to bring the government to a screeching halt to make a point.
Don’t assume they’ll blink. The GOP shut down government in 1995, albeit to its own political detriment. Rep. Steve King (R-IA) and his allies have sworn a “blood oath” to shut down the government, regardless of the consequences. The Republicans may actually succeed in modifying minor aspects of the Affordable Care Act, such as the controversial 1099 reporting requirement for small business. (more…)
Weekly Diaspora: Hitting Immigrant Kids Where It Hurts
by Catherine A. Traywick, Media Consortium blogger
After a long summer of name-calling and absurd attempts to deny birthright citizenship to children of immigrants, immigration hawks are now bullying immigrant children on their own turf: Public schools.
California, New York, Iowa and Colorado are among the states that have cracked down on immigrant students by hiring ICE agents to investigate residency statuses or unlawfully barring students from enrolling. Such blatant discrimination flies in the face of the 14th amendment and Supreme Court precedent, both of which guarantee all children the right to a public education regardless of immigration status.
The latest assault on immigrant students comes not from over-zealous school districts, however, but from state lawmakers adamant about stripping immigrants of the few rights they possess.
Kick ‘em out of school
As Matt Vasilogambros of the Iowa Independent reports, Iowa’s lieutenant gubernatorial candidate Kim Reynolds recently came out in support of denying public education to undocumented children, a sentiment she shares with her running mate, former Gov. Terry Branstad. Branstad’s position is even more extreme, however. He has argued that the Supreme Court decision in Plyer v. Doe—the 1982 case which guarantees immigrants the right to public education—should be overturned.
So far, only Colorado third party gubernatorial candidate Tom Tancredo has fully endorsed Branstad’s extreme opinion. Tancredo has even gone so far as to say that, if elected, he would ignore the Supreme Court ruling altogether.
Branstad and Tancredo may be on their own for the moment. But, if this summer’s birthright citizenship fiasco is any indication, anti-immigrant conservatives must be delighted to fall back on the age-old myth that immigrants are here to steal social services.
New York stands up
Last week, the New York Department of Education fired back at anti-immigrant activism in schools by issuing a memo that directs schools not to investigate the immigration status of their students.
According to Braden Goyette of Campus Progress, the memo came in response to a New York Civil Liberties Union report charging that 139 New York school districts were collecting information about prospective students’ immigration statuses—and barring or discouraging children from enrolling if they failed to provide proof of their citizenship.
Goyette notes that federal law only requires students to fulfill two simple requirements before enrolling: residency in the school district, and intent to remain in the school district. Immigration status is not a factor.
The memo is a victory for immigrant rights advocates, especially as it comes on the heels of reports that two California school districts are adopting even harsher anti-immigrant policies.
Negating Pyler v. Doe
As New America Media’s Jacob Simas and Elena Shore translate from a La Opinión, a daily Spanish-language newspaper based in Los Angeles. Both the Unified School District of Calexico and the Mountain Empire School District near San Diego have hired staff exclusively to investigate the immigration statuses of their students. The school districts are attempting to get around Pyler v. Doe by arguing that their proximity to the border necessitates stricter enforcement of federal residency requirements.
In other words, they’re worried that Mexican children are crossing the border to take advantage of our first-class, world-renowned public school offerings. The simple fact that student residency can be determined without revealing immigration status is obviously beside the point.
Cutting social services in New Jersey
Meanwhile, immigrants in New Jersey may be robbed of their own social services, as the state threatens to removes 12,000 non-citizens from it’s low-income family insurance plan.
As Change.org’s Prerna Lal reports, several legal immigrants have joined a class action lawsuit against New Jersey’s Department of Human Services, alleging that the state is violating “the equal protection guarantees of the United States and New Jersey Constitutions” by denying health care subsidies to legal permanent residents. Lal notes that legal permanent residents possess nearly all of the same rights as U.S. citizens, and pay taxes to both state and federal governments. They should, therefore, be safe from public policy discrimination.
But, while it’s well documented that both legal and undocumented immigrants pay into our social services system through income taxes, that fact is persistently overlooked by the anti-immigrant zealots who want to keep immigrants off Medicaid and out of public schools.
Even former President George W. Bush’s Council of Economic Advisors agreed that immigrants have a positive fiscal impact Social Security and Medicaid, contributing $80,000 more in taxes than they receive in public services. Other studies put that figure much higher.
Given their immense contribution to the social services net, guaranteeing immigrants’ access to those public services is more than a matter of justice—it’s a matter of fiscal responsibility.
This post features links to the best independent, progressive reporting about immigration by members of The Media Consortium. It is free to reprint. Visit the Diaspora for a complete list of articles on immigration issues, or follow us on Twitter. And for the best progressive reporting on critical economy, environment, and health care issues, check out The Audit, The Mulch, and The Pulse . This is a project of The Media Consortium, a network of leading independent media outlets.
Weekly Pulse: Finance Committee Passes Health Bill
By Lindsay Beyerstein, Media Consortium Blogger
Yesterday, the Senate Finance Committee finally passed its health care bill. John Nichols of the Nation reacts:
If every kid in class finishes their homework except for one, guess which kid will get the most attention. That’s right, the slacker.
And, when the slacker finally does turn in the assignment, it is invariably a slapdash job that fails to meet minimum standards.
So it is in the U.S. Senate, where the Finance Committee finally got around to finishing its health care reform assignment. (more…)
Weekly Pulse: Oh, That Filibuster-Proof Majority
By Lindsay Beyerstein, Media Consortium Blogger
This week’s biggest health care story shouldn’t even be making headlines: Democratic leaders in the Senate are finally pressuring the entire caucus to help bring a health care bill to the floor by sticking with the party on procedural motions. Astute readers will ask: “But aren’t Senators supposed to stick with their party on procedural motions?” Yes, of course they are. (more…)
Daily Pulse: Happy Public Option Day!
By Lindsay Beyerstein, Media Consortium Blogger
Today, the Senate Finance Committee will consider amendments that would add a public option to the highly contested bill. Committee members Jay Rockefeller (D-WV) and Chuck Schumer (D-NY) seek to force their colleagues into an up or down vote on the public option. (more…)
Daily Pulse: Uncharted Territory
By Lindsay Beyerstein, Media Consortium Blogger
The public option remains in limbo. The Senate Finance Committee is fine-tuning the bill it unveiled last week, which does not include a public option. However, Brian Beutler of TPM reports that Democrats have already submitted three separate amendments that might add a public option.
Sen. Chuck Schumer (D-NY) submitted what he calls a “level playing field” amendment, which would, incongruously, create a public option that couldn’t set its own rates. A second amendment submitted by Schumer and Sen. Maria Cantwell (D-WA) would create a public option much like that outlined the HELP Committee bill. Finally, Sen. Jay Rockefeller (D-WV) submitted an amendment that would create a robust public option, much like the one originally drafted in the House.
It’s pretty clear that no bill containing a public option in its first draft will get 60 votes in the senate. However, as Beutler reports in a second TPM piece, the Democrats are seriously revisiting the prospect of using budget reconciliation to get a health care bill through the senate with a simple majority. However, Beutler explains that Democrats are reluctant to go the reconciliation route because senate rules restrict the kind of bill that can be passed through reconciliation. For example, only provisions that “materially affect” spending can be passed through reconciliation. But what qualifies as a material effect?
Meanwhile, President Obama continues to insist that the public option isn’t dead yet, Steve Benen reports in the Washington Monthly.
In other news, women’s health remains a hot topic in health care reform. To understand why health care reform is especially critical for women, Public News Service interviewed Dr. Susan Wood, a scientist who famously resigned from the Bush-era Food and Drug Administration over the politicization of the approval of Plan B. Since leaving the government, Wood has returned to academia to study women’s health. Some of her key findings include:
About 20 percent of women under the age of 65 have no health care insurance; in some states, women are denied coverage if they have experienced domestic violence; and when women do have coverage, they are charged higher premiums and often see a long list of preexisting conditions that are excluded, with pregnancy sometimes on that list.
If there is a public option, will it cover abortion? Rep. Lois Capps has written an amendment addressing that question. She explains her proposal in her own words at RH Reality Check.
Uncertainty remains high as the senate inches towards a bill.
This post features links to the best independent, progressive reporting about health care and is free to reprint. Visit Healthcare.newsladder.net for a complete list of articles on health care affordability, health care laws, and health care controversy. For the best progressive reporting on the Economy, and Immigration, check out Economy.Newsladder.net and Immigration.Newsladder.net. This is a project of The Media Consortium, a network of 50 leading independent media outlets, and created by NewsLadder.